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    Sandy Morris Financial and Estate Planning Services, LLC is a premier retirement and investment firm in Florida. Sandy Morris, President & Founder, and her team of advisors have over 20 years of combined experience helping retirees and pre-retirees in the Tampa Bay area. They have helped over one thousand Florida families “Get Retirement Right the First Time”. The advisors at Sandy Morris Financial help ensure their clients receive all the assistance they need not only in developing their retirement income strategy, but in maintaining it throughout their retirement.

    Matt McKeown

    Matt McKeown was born and raised in Florida. From 1992 to 1996 he served our country in the United States Air Force. He has worked with and has personally known Sandy Morris for the past 13 years. Matt has been in Financial Services since 2002 and currently holds a series 6, 63 and the 2-15 life, health and variable annuity license. Over the years, he has been awarded several industry honors. While Matt is knowledgeable and helpful in guiding people through many stages of life, he is very proficient in retirement planning and retirement income planning. He enjoys any activities with his boys, family time, boating, diving, golf, paddle boarding, kayaking and hanging out enjoying Florida with his wife Tiffany and Chocolate Lab Maverick.

    Scott Greene

    Scott Greene A native of Dublin, Ohio, Scott moved to Florida in January 1998 after completing his bachelor’s degree at Bowling Green State University. It was at this time he began his financial planning career as an apprentice and associate advisor at Estate & Retirement Planning Inc., based in Clearwater, Florida. In January 1999, Scott opened Greene Financial Group with a focus on providing pre-retirees and retirees with insurance, investment, tax, estate, Social Security and retirement income strategies. Scott is licensed to offer both investment and insurance financial products in the state of Florida, as well as across the country. Scott continually pursues further educational opportunities that can add to the value he provides his clients. Scott is also active in his community. In the summer of 2012, Scott was elected to serve on the board of directors for The Academy at the Lakes, a not-for-profit independent private school. In his free time, Scott enjoys exercising, golfing, boating, scuba diving and traveling. His No. 1 passion is being the best father he can be to his children: daughters Taylor, Adelynne and son Carson.

    Steve Zanolli

    Steve Zanolli has worked with, and has personally known, Sandy Morris for the past 10 years. He has a bachelor of arts degree from the University of South Carolina and has over 12 years of experience in the Financial and Insurance industry. Steve currently holds a series 65, 7 and life, health and annuity licenses and has been doing personal production for the last 7 years and has extensive insight in the areas of financial planning and product knowledge. He is also very proficient in the areas of financial regulation, compliance issues and suitability having worked in that area for a number of years as well. Steve’s hobbies include basketball, golf, riding his bike and hanging out with his two dogs.

    Linda Hyman

    Linda Hyman was born in Lynn, Massachusetts where she resided with her husband and son. She worked for Boston University School of Medicine, Dept. of Biochemistry as Administrator officer for 15 years before moving to the Tampa Bay area. She started a new career in Banking and worked with Wells Fargo Home Mortgage for 15 years. She has a beautiful granddaughter and an adorable 4-year-old Yorkie. Linda is our Office Manager/HR.

    Nina Irvine

    Nina Irvine was born in Portland, Maine, and moved to Massachusetts when she was 24 where she met her husband, Michael. They have one daughter, Laurie, who resides in Massachusetts. Nina has worked most of her career as an Executive Administrator in the High-Tech Industry in Massachusetts. After Nina’s parents passed away, Nina and her husband moved to Florida in 2012 to be near her in-laws. She truly enjoys spending time with her husband; her hobbies are reading, gardening, decorating, bike riding and helping people, she also enjoys her adorable 4-yr-old Yorkie. Nina is involved with her church, helping the needy and ministering to the Seniors. Nina is the Advisor Support for Sandy Morris Financial.

    Valeria Chaves

    Valeria Chaves “Val”; Moved to Florida from Brazil 28 years ago, for some adventure, and never left. She is a proud US Citizen and thankful for all the opportunities she has been blessed with. She has a degree in Communications from Rio de Janeiro, Brazil. She began her career in the airlines industry in the 90’s. After becoming an American citizen, she repositioned her career with the government working at MacDill Airforce Base managing their travel. Later she began working with one of the world's largest defense contractor, Lockheed Martin. After 17 years working with the government, Valerie found herself taking time away to begin a business of her own, while on this adventure she recognized an opportunity with Sandy Morris. She holds the responsibility as Scheduling Coordinator within the office. She loves that she can still meet and talk to clients since she is truly a people lover. Val enjoys traveling and being outdoors as well as family time. Val works in our Scheduling Department.

    Marianne Smith

    Marianne Smith is a native to Florida and a fourth generation to the Clearwater area. Marianne attended Arizona State University but returned home and finished up her B.S. in Business Management at University of South Florida. She met her husband who is also a native Floridian and they are raising 4 amazing teenagers. She enjoys going on the boat with her family to the spoil islands, reading, and traveling. Marianne is our Director of Client Relations.

    Crystal Lewis

    Crystal is a Florida native who started her financial services career in 1999. With over 18 years of diverse experience, Crystal worked as an Operations Manager for a broker-dealer in California, a Financial Services Rep for the Bank of Hawaii, and later partnered with the Branch Manager of AG Edwards Westshore, and a top Financial Advisor at Morgan Stanley. Due to her vast experience with affluent families, Crystal developed an extensive understanding of clients who are transitioning in various stages of their lives. Crystal studied at St Petersburg College and furthered her education with a study abroad program. She earned an Associate Degree and graduated on the Dean’s List with Honors. She currently holds her Series 7 and 66 licenses, and Financial Planning Associate designation. Crystal pursuit of adventure has allowed her to circumnavigate the world traveling to over 25 countries. In her personal time, she enjoys sports, international traveling, and volunteering in the local community. Crystal is a current member of Hands on Tampa Bay.

    Ryan O'Leary, CFP®

    Ryan was born in Detroit, but grew up in central Florida. He is a graduate of the University of Florida where he obtained a Bachelor degree in Economics and a Master degree in Business Management and love for the Gators! Ryan began his career in the financial services industry in 2001 and has worked hard to obtain the Certified Financial Planner designation to best serve clients in all aspects of their financial health and well-being. He holds the series 6, 7, 24, 63, and 65 FINRA licenses as well as a Life, Health and Annuity insurance license. He lives in South Tampa with his wife and two boys and is an avid tennis player and a frustrated golfer. Ryan believes in dedicated community involvement and is a past president of a Rotary Club in the Villages.

    Cameron J. Arehart

    Cameron was born in Kokomo, Indiana, but grew up in the small town of Burlington, Indiana. He worked at the family restaurant from age 8 until 18 prior to going to college at Indiana State University. He then moved to the Tampa Bay area to help take care of his aging grandparents. The following year he began his career in the Financial Services Industry which has spanned 20 years and counting. Cameron’s hobbies include gardening, camping and spending time with friends.

    Fernando Villanueva

    Fernando Villanueva, born in New York Queens and raised in the Dominican Republic where he attained his bachelor’s degree in engineering in Technologies of Information and Communication. With over 10 years of experience in IT and over 5 years of experience in Marketing, Fernando has worked in medium companies as General Manager overseeing the daily operations. Fernando Currently holds an MTA and MCSA Certification and pursuing to improve himself as a person to serve others. In his personal time, he enjoys playing soccer, basketball, reading, listening to motivational audios and most important, spending time with his family, especially with his 4 years old son.

    Melinda Guida

    Melinda Guida was born and raised in Long Island, NY. She moved to Florida in 1989 with husband and two children. I started a career in banking for 18 years, became an License Sales agent. Then moved on to managing an investment office for 10 years. I currently hold series 6 & 2-15 Life, Health and annuity License. I enjoy anything that has to do with the outdoors like Beaches, Kayaking, Boating, Gardening, Concerts and Time spent with my two Grandbabies.

    Jennifer Gabicki

    Jennifer Gabicki was born in Roanoke, VA but grew up in Cincinnati, Ohio where she lived until her Junior year in high school. Her family then moved to Spring Hill, FL where she currently resides. Jennifer is married and has two handsome boys that keep them busy with their baseball and extracurricular activities after school. She started in the Financial Industry in 1999 right out of High School and currently holds her 2-14 Life and Annuity license. She enjoys reading and spending time with her family the most.

    Nina Haaskivi

    Nina Haaskivi is an experienced event and operations manager; having worked with, most notably, the Tampa Bay Buccaneers, the Tampa Bay Lightning, Lilly Pulitzer, Neiman Marcus, the 2010 Vancouver Olympics, and the 2017 College Football National Championship game. Originally from Shaker Heights, Ohio, Nina graduated from Bowling Green State University where she studied Sport Management and International Business. As a former contestant in the Miss America Scholarship Program (Ohio and Florida) Nina serves on the Board of Directors of the Miss Manatee County Fair Pageant, helping titleholders prepare for the interview portion of the Miss Florida pageant. In her personal time, Nina enjoys hockey, college football, traveling, baking, visiting art exhibits, photography, golf and equestrian sports.

    Robert Belka

    Robert Belka grew up in NW Washington and enlisted in the US Army after high school. He served in Virginia, Germany and the former Yugoslavia during their civil war. In 2005 Robert entered the financial service industry and became fully licensed in 2009. He currently holds the series 7, 66, Florida 215 and the CRPC® designation. Robert moved to Florida in 2016 and currently resides in Safety Harbor. In his free time, he enjoys volunteering for Veterans and animal rescue events, hiking, kayaking and relaxing at the beach with his girlfriend Jessica and their chocolate lab “Keely”.

    Ginger Britt

    Ginger Britt was born in California and moved to Florida when she was 8 years old. She grew up in Apollo Beach, where she met her college sweetheart Tom Britt, who she has been happily married for 28 years, and parents of a 24-year-old beautiful daughter. Ginger Currently holds a Securities & FL Agent/Producer License. Ginger built a beautiful home in Riverview on the river, where she resides, and lives and spends her free time on boats, diving, and with her 4 French Bulldogs, one Jack Russell & a mini horse.

    Richard Carlson, CFP®

    Richard Carlson was born in Battle Creek, Michigan but grew up in Findlay, Ohio. Rick obtained his bachelor’s degree from Miami University and his MBA from Xavier University. He has worked in the financial services industry for over 25 years working for industry leaders like Fidelity Investments and Russell Investments. Rick has extensive experience with retirement plans and has helped many people over the years to be on track with a retirement income plan. He lives with his wife and daughter in Odessa, FL where they enjoy boating, fishing, and other outdoor activities.

    To schedule a time to discuss your financial future and the possible role of insurance or investments in your financial strategy, contact us at info@sandymorrisfinancial.com or call us at 1 (800) 589-5534 today!

    We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.

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    Sandy Morris Financial & Estate Planning Services, LLC (“Sandy Morris”) is a registered investment adviser in the state of Florida. Being registered with the state does not mean the state endorses Sandy Morris Financial & Estate Planning Services, LLC. No information on this material should be construed as a recommendation regarding the purchase or sale of any security unless specifically stated otherwise. Any summaries, prices, quotes, or statistical information have been obtained from sources believed reliable but are not necessarily complete and cannot be guaranteed. Past performance is not indicative of future results. The value of an investment is subject to risk, including possible loss of the principal invested. Sandy Morris Financial & Estate Planning Services, LLC and its members, officers or employees may own options, rights or warrants to purchase shares of any security mentioned (specific information is available upon request). Please refer to Sandy Morris Financial & Estate Planning Services, LLC’s ADV Part 2 for additional information and risks. Insurance products and services offered through our insurance affiliate, Sandy Morris Insurance Services, LLC.

    Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Insurance and annuity product guarantees are subject to the claims-paying ability of the issuing company, and those guarantees are not offered by Sandy Morris Financial, Inc., or Global Financial Private Capital.

    *Guarantees provided by insurance products are backed by the claims-paying ability of the issuing carrier.